The Personal Spending indicator reflects the change in spending for meeting personal needs. The index includes three components: spendings on durable goods, on nondurables and services. Retail Sales Index shows the consumption of durable and nondurable goods. The process of service consumption, in turn, changes with a relatively constant rate, so the value of this indicator is often predictable. Thus, only the significant deviation of this index from predicted values may influence the rate of national currency.
It has a limited impact on the market. Growth of the index is a good factor for the national economy and leads to the growth of the dollar.